Bayes

Mobile Lending

Mobile Lending Platform

OVERVIEW

Cloud banking and digital lending solutions that enable efficiency and fuels growth.

This is a core banking platform offered as a service (SaaS) platform. The solution empowers financial institutions to rapidly launch lending, deposit products, and financial solutions not limited to consumer lending, SME financing, marketplace financing, and digital banking.

Our platform packs together features and modules that guarantee real efficiency and growth for institutions that sign up. The features include loans origination, cash-flow management, digital customer onboarding app, self-registration, reporting, email and SMS notifications, robust accounting, loan officer tracking app, loan schedules and repayments and system security.

Our solution is accessible through:

  • USSD
  • Mobile-based app for Savings and Loan origination (Bayes)
  • Web-based Savings and Loan origination System hosted in the cloud.

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PYCS' Cloud Banking and Digital Lending Platform Features

Our platform packs together features that guarantee efficiency and growth:

Loans Origination

Cash-Flow Management

Robust Accounting

Loan Officer Tracking App

Self-Registration

Loan Schedules & Repayments

Reporting

System Security

Email & SMS Notifications

Our solutions handle between 1-2 million transactions per month with the monthly values ranging between USD 800 – 900 million, in real-time. We are honored to play our part in powering Kenya’s and Africa’s dynamic and growing economies by enabling fast, safe and secure fulfilment of payments.

Benefits

Consistency

By utilizing integrated data, our system provides consistency across individual lenders as well as lending units in an institution. It also provides easy access to trend and decision metrics for later use in compliance functions and external reviews. The same is true in the field of portfolio management.

SHORTER TURN AROUND TIME ON REQUESTS

Loan processing, Balance enquiries, Loan limits

PROCESS EFFICIENCY

Integrate to payment channels, Client communications, Reduced human errors…

CONVENIENCE

Real-time access to Loans, Deposits, Withdrawals, etc.

REAL-TIME DECISION-MAKING SYSTEM WITH ANALYTICS

Automated credit decisions, automated business workflows

Our comprehensive digital lending platform connects a network of components and systems in order to move loans from application to close.

MOBILE LENDING PLATFORM

What Our Clients Say

Ready to start the journey to achieving real efficiency and growth?

PRODUCTS

> Simple Payment System
> Mobile Money Integration
> Mobile Banking Solution
> Mobile Lending
> Bulk Messaging & USSD
> Digital Payment Gateway

Contact

9th Floor, Mitsumi Business Park
Muthithi Rd, Westlands
Nairobi, Kenya.

+254 740 701 000
+254 717 304 064

sales@pycs.co.ke