SPS

Mobile Banking

Mobile Banking (For Saccos)

OVERVIEW

Our mobile banking solution is designed and built for SACCO mobile banking needs.

PI mobile banking is a PYCS solution customized for SACCO customers to use mobile devices to carry out financial transactions. The solution utilizes modern technology to deliver secure, efficient & convenient services by simplifying operations.

With our mobile banking solution, Saccos are able to generate more revenue, enjoy wider customer reach, monitor transactions, lower operational expenses, improve efficiency with real-time transaction processing, facilitate better security measures, and do dynamic reporting.

PI Mobile Banking accounts can be accessed via:

  • USSD – *879# or *806#
  • Android Mobile Application
  • IOS – Coming soon.

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A CHANCE TO INCREASE YOUR SACCO’S ROI

With our mobile banking solution, Saccos are able to:

  • Generate more revenue
    • Transaction Accuracy: even with more transactions available to each customer, each is accurately processed
    • 99.99% System Uptime
    • Wider Customer Reach: onboarding customers is not limited to geographical location of a SACCO & the USSD PesaPepe menu is accessible on any phone
  • Monitor transactions
  • Lower operational expenses
  • Improve efficiency – real time transaction processing
  • Facilitate better security measures
  • Do dynamic reporting – Gather customer analytics, giving a substantial uplift In key performance metrics – such as customer loyalty, customer lifetime value, and customer satisfaction.
Sacco ROI
Sacco ROI

WHY TRUST OUR MOBILE BANKING SOLUTION

  • 24/7 Account Access (Easy access)
  • 99% Up-time: working and available in a reliable operating manner
  • Customizable Graphical User Interface
  • Vast Features: Enabled push notifications, Search Options etc.
  • Fast Loading Time and High Performance
  • Water-tight higher app security: From phone access protection to account access protection such as multi-factor authentication, breach attempt alerts, etc.
  • Control: PesaPepe acts as a remote control for when / how customers access funds
  • Extremely Helpful Customer Support / User Feedback features
  • Robust reporting analytic features
  • Real-time SMS Notifications for every transaction

PI MOBILE BANKING SOLUTIONS' CUSTOMER FEATURES

Upon installation and activation, a SACCO’s customer will have access to:

  • Account to M-PESA Money Transfer
  • 24-hour account access
  • Account Balance Enquiries
  • Stop Channel – Disable/unsubscribe from a channel
  • Mobile Banking PIN Change
  • Airtime Purchase
  • Loan Applications & Repayment
  • Account Deposits
  • Guarantors’ Loan Status
  • Account Mini-Statement

PI MOBILE BANKING SECURITY FEATURES

—  HTTPS Secure – protects the integrity and confidentiality of data exchanged between the customer and the apps (uses TLS version 1.2)

—  Data Encryption – Ensures data integrity while on transit (SHA256 algorithm)

—  VPN Connection – Secure access between core and the mobile banking platform

—  Staff Integrity Vetting – our staff must have a good conduct certificate, renewed yearly

—  Audit Logs – Detailed and comprehensive audit logs capturing all activities in the system.

—  Strict Password Policies – Complex passwords & Nonreuse of passwords.

–Regular Security tests – Tests such as penetration tests are conducted regularly to ensure system is secure and up to date.

–Daily transaction limits

–Access Control – Strict system access protocols. On need basis

–Maker Checker – Ensures users cannot execute sensitive processes alone

–Remote Data Backups – regular data backups are stored remotely

–Automated Monitoring – Detects system malfunctions or attempted intrusion beforehand.

What Our Clients Say

PRODUCTS

> Simple Payment System
> Mobile Money Integration
> Mobile Banking Solution
> Mobile Lending
> Bulk Messaging & USSD
> Digital Payment Gateway

Contact

9th Floor, Mitsumi Business Park
Muthithi Rd, Westlands
Nairobi, Kenya.

+254 740 701 000
+254 717 304 064

sales@pycs.co.ke